EMV-CAP is a standard developed by MasterCard and adopted by Visa, which supports one time password authentication and transaction signatures, based on personalized EMV chips and chip card readers (personal card reader, PCR). The one time passwords allow two-factor authentication for m- and e-banking applications or e-commerce transactions.
Together with our partner Vasco (now OneSpan), Ergonomics provided the first and second generation of the card readers. PostFinance’s standard reader DP835 is based on an existing PCR model with customization for PostFinance. The design of reader as well as the transaction flow and the user dialogue in four languages were adapted according to PostFinance’ guidelines.
The model DP840-CV is a desktop model, which suits visually impaired customers with its large display and voice output feature.